http://www.mycashtime.com/blog/uncategorized/cramming-causes-the-bills-to-go-up-while-a-cash-advance-may-free-up-your-budget/
http://www.mycashtime.com/cash-advance
"Cramming" happens when a provider charges for extra services. This happens a lot when it comes cellular phone bills. Some people subscribe to these 3rd party apps in order to get ringtones, or sports scores. They will not seem like a ton of money, but when you add it up to your other bills, it can turn into a lot. Be careful!