Find the best financial services for you at: SMARTFINANCESOLUTIONS.NET - I want to file bankruptcy? - I am interested to know a little about bankruptcy and the laws. I currently do not have a home and no other assets (I never have). However, I have charge-off's and other negative inquires on my credit where I am unable to pay anyone expect my current household bills. I was wondering if I should even consider bankruptcy (chapter 7) since all the debts are old and high and I haven't made payments towards any of it in years. Also, how would it affect me with a new car loan...would I have to surrender the car? Do you have to wait a certain amount of time to file bankruptcy after a divorce is finalized (we didn't have anything together) and how much do chapter 7 typically cost in Ohio? I know bankruptcy is to be the last option and I have no more options - I can't get anything now, so whats a 5-10 year wait...at least I know I can get it then! All answers and positive comments are welcome! -
