Find the best financial services for you at: SMARTFINANCESOLUTIONS.NET - CREDIT HELP??? please....? - Ok, my parents kinda skipped that whole talk about credit and mine is bad. I'm 22 and have bad credit and don't know how to fix it. I have been told to file bankruptcy by a friend, but what about debt counselors?? Are any of them decent? Does anyone have any ideas where to go for help without getting screwed??? -
